Tailored insurance solutions to protect your business across a variety of exposures
Do you have Insurance protection already, but are unsure whether you have the correct level of cover or feel like you are paying too much?
The team at Margins have over 75 years’ experience in this industry and can advise you in all aspects of commercial and business insurance
Whether you are a retailer, wholesaler, manufacturer, tradesperson, professional, or you own a portfolio of properties, we have the right insurance product for you.
Business sector
Once we have understood your business, your exposures, your concerns and requirements, we will go out to a panel of insurers and provide you with a range of quotations for cover that meets your needs.
Commercial Property
Buildings Insurance arranged by Margins Insurance is designed to cover the assets of property owners whose premises are used for business purposes, such as shops, offices, warehouses, surgeries and restaurants, as well as residential property.
Public/Employers' Liability
Employers’ Liability Insurance looks to protect you and your business from any claims involving your employees. Public and Products liability insurance protects you and your business from claims arising from third parties.
Professional Indemnity
Professional indemnity (PI) insurance is a commercial policy designed to protect business owners, freelancers and the self-employed, from claims arising from negligent errors, acts, or omissions.
Shopkeepers Insurance
Whether you’re running a large chain, a small group or your business is concentrated on one shop, insurance that covers you for a range of risks could make all the difference if something goes wrong.
Restaurant/Public House
Specialist insurance tailored for the hospitality sector to provide cover for buildings, contents, stock including loss of license and deterioration of stock.
Fleet Insurance
Motor Fleet Insurance gives you one policy for the vehicles you use in your business. Covering all your vehicles on one insurance policy, fleet insurance can help to save you time and provide a flexible answer to your insurance needs.
Landlord Insurance
Landlord insurance covers the risks you face when letting or leasing a property that standard home insurance may not cover.
Landlord - Unoccupied
There will likely be times where, regardless of the reasons, your property is empty but the need for cover during this time is essential.